Conventional Loan : This type of loan offers a broad range of Fixed and Adjustable Rate Mortgages (ARMs).
FHA Loan: Insured by the Federal Housing Administration, these programs offer low down payments and can be either Fixed or Adjustable Rate Loans.
Jumbo/Non-conforming Loan: This type of mortgage loan serves clients needing a loan amount that exceeds the conforming loan limits. We offer Fixed Rate Loans and ARMs.
Family Opportunity Mortgage: A loan program to help purchase a home for a family member, such as an elderly parent or adult child with a disability, at the rate and downpayment as if purchasing for yourself.
Temporary Buydown Loan: The first year, save two percent. In the second year, save one percent. In the third year, enjoy a fixed rate. Buydowns can be an attractive benefit for both buyers and sellers.
USDA Loan: The USDA Rural Development Guaranteed Housing Loan Program is a mortgage loan provided by the US Department of Agriculture to rural property owners and is designed to improve the economy and quality of life in rural America.
VA Loan: This product has many advantages and makes it one of the most appealing paths to homeownership. Service members and Veterans can benefit from cost savings under qualification requirements designed specifically for members of the military.
To get prequalified or start the application process, contact an FLB Mortgage Lender, email us for more information, or visit one of our branch locations in Oklahoma City, Oklahoma, Norman, Oklahoma, or Frisco, Texas today!
This is not a commitment to lend; you must submit additional information for review and approval. Rate, Annual Percentage Rate (APR), and terms are subject to change without notice. Certain restrictions apply to all programs. See your FLB Mortgage Loan Officer for complete program guidelines, loan application, applicable fees and annual percentage rates (APRs) for all loan programs. Full underwritten approval is required, and all loan approvals are subject to credit, income and asset review and approval. Bank NMLS#1215182