Physician mortgage loans, or doctor loans, are mortgage loans geared explicitly toward medical professionals. FLB Mortgage understands doctors and dentists' unique situation and the fact that most see rapidly rising salaries in the OKC and DFW areas.
Only available to existing or soon-to-be MDs DOs, DDSs, DPMs, DCMs, ODs and DMDs
Physician mortgage loans are available for medical professionals, recent medical school graduates, doctors, and other healthcare professionals. This loan type considers the borrowers' earning potential in their career position rather than their financial history.
Recent med-school graduates, doctors, and dentists in the early stages of their careers have expenses such as student loan debt, and their past work history may not reflect their earning potential. Their financial history can make qualifying for a traditional mortgage difficult or impossible.
100% Financing - No Money Down
No PMI means a lower monthly payment
Closing Costs up to $10,000 May Be Financed
Deferred student debt may be excluded from DTI
Pending Employment Contracts Acceptable
Refinance Options Available
100% financing up to $1,000,000
97% financing up to $1,250,000
100% Financing - No Money Down
No PMI means a lower monthly payment
Closing Costs up to $10,000 May Be Financed
Deferred student debt may be excluded from DTI
Pending Employment Contracts Acceptable
Refinance Options Available
100% financing up to $1,250,000
97% financing up to $1,500,000
95% financing over $1,500,000
A unique FLB Mortgage product designed for doctors right out of medical school and early career physicians who may not have savings available for a down payment or may have high student loan obligations. To get prequalified or start the application process, contact an FLB Mortgage Lender, email us for more information, or visit one of our branch locations in Oklahoma City, Oklahoma, Norman, Oklahoma, or Frisco, Texas today!
Need help answering questions like, "How much will my monthly mortgage payments be?" Use our calculators to easily find out the answers that apply to your physician's home mortgage.
This is not a commitment to lend; you must submit additional information for review and approval. Rate, Annual Percentage Rate (APR), and terms are subject to change without notice. The Physician Home Loan program is limited to primary residences in the Oklahoma City and Dallas/Fort Worth metropolitan areas, and other restrictions may apply. See your Loan Officer for complete program guidelines, costs, fees, and annual percentage rates (APRs).